No Clear-cut Race in Society Essay examples - 530 Words

The idea of race in society is truly that; an idea. However, one of the first things one notices about another human is their perceived race. Often, incorrect assumptions are made about a person, based on his race. In addition, many believe race can be determined by biological factors. However, there is no biological basis to race. Without a doubt, genes play a role in our skin, hair, and eye color; however, there are not certain genes present in an entire race and not another. Race is not clear cut; if one were to travel from either pole to the equator, a specific location could not be identified to separate any two races. Socio-cultural definitions of race are created by society as a tool to further economic goals. The development of†¦show more content†¦Yet, the English found Englishmen as the most intelligent. This contradiction shows how personal bias can influence scientific results. Many additional studies were done on cranium size to prove immigrants inferior to whites. In an earlier study down by Hooton on head circumference, professionals had the largest circumference and laborers had the lowest. However, the results were presented in an extremely biased matter. Hooton failed to report factory workers, transportation employees, and extractive trades having a larger head circumference than average. (Gould 110). This inaccurate representation of the results is unacceptable. Physical characteristics alone do not determine race; consequently an individual’s race does not give insight to a person’s characteristics. Many environmental factors alongside biology influence a person’s personality. Moral values and actions are more important than skin color. Ozawa argued this point all the way up to the Supreme Court when he was denied citizenship based on his perceived race. Yet after presenting an extremely persuasive case to the Supreme Court, he was still denied American citizenship. Today, this blatant racism is no longer legal. We have stopped measuring various body parts to prove whites as a superior race. As a country, we have a black president. However, until our society realizes the lack of basis to race, not all humansShow MoreRelatedThe Clash of Races Africa has always been the centre of colonization for many European countries.900 Words   |  4 PagesThe Clash of Races Africa has always been the centre of colonization for many European countries. With its colonization came stereotypes of African’s being inhumane, primitive and savage in comparison to the humanity of the civilized Europeans. The tradition model simplifies the stereotypes into Africans are bad and Europeans are good. Fortunately, it is not as clear cut as this. In Things Fall Apart, by Chinua Achebe, both the Igbo of the Umuofia and the British of Europe have good sides and darkRead MoreCan Religion and Science Coexist?1716 Words   |  7 Pagesquestioned. The films show that our world is rapidly changing and how society reacts to events during those specific times by questioning spiritual faith. Certain sounds that are heard throughout both movies allow us to feel the tone that each movie tries to relay. These sound effects help the viewers understand moments of tension, fear, desperation, peacefulness, to name a few. In addition, certain cinematic techniques that portray q uick cuts, long and complex scenes, and much more allow viewers to exploreRead MoreSocial Construction Of Race And Crime1173 Words   |  5 Pages Within media and society there are seemingly different representations of race and crime. They are different in how they are constructed for their perceived audience in the majority and the opinion that is supposed to be evoked by the event. Within the public perception of crime in reality there is abundant racism that has been socially constructed over many generations. Whereas media crime is gentrified and critiqued in such a way as to support fears and intrigue into crime through violence fromRead MoreThe Great Gatsby By F. Scott Fitzgerald1359 Words   |  6 Pagesare white, male, and from old money, you have no place in society. Though many of the characters reflect social issues, Nick Carraway’s perspective plays an important role in seeing the conflicts of racism, sexism, classism, and anti-Semitism through Fitzgerald†™s own eyes. Tom Buchanan is both a physically and financially powerful man, but remains an unlikeable character in the novel. With a violent nature Tom voices his beliefs on race through his reading of, ‘The Rise of the Coloured Empires.’Read MoreRacial Separatism1395 Words   |  6 PagesRacial separatism is the belief, most of the time based on racism, that different races should remain segregated and apart from one another. Racism is the belief that a particular race is superior or inferior to another, that his or she predetermines a persons social and moral traits and born biological characteristics. The introduction of these terms produces racial discrimination within a society. Racial discrimination has been a thorn in the side of yesterdays, todays and future generationsRead MoreEssay on Racism: The Root of All Evil1375 Words   |  6 Pagesnot like the other women, not accepted because of her race. (Ruth 2:1-6). Sound familiar? The years have come and gone, social custo ms have evolved, but mankind has maintained racism to this day. What is racism? â€Å"A belief that human races have distinctive characteristics that determine their respective cultures, usually involving the idea that one’s own race is superior and has the right to rule others.† (Stein 1184). With the numerous races populating the world and the number of people involvedRead MoreDog Whistling Is A Term Used By Politicians1603 Words   |  7 Pageshave been maneuvering and scheming for years during elections for the peoples vote. They have always put on a show for the people just to receive their vote. They set their sights on an office of public position and they begin a long and hard working race to gain votes. Dog whistling is just a different way for them to use codes or demonstrate to certain people to what they are really trying to say. Politicians portray a good and upright demeanor. It’s part of their job. During their campaign for aRead MoreRacial Discrimination : Racism And Discrimination1244 Words   |  5 PagesAmerica and conquered the Native Americans. When this event occurred, it led to the highest suicide rate of any group in the United States. Before the 17th century, there is little documentation of racism. After the 17th century, race based slavery arrived on the scene. Race based slavery allow individuals to enslave people who wasn’t of the Caucasian descendants. This affected the African Americans living in North America. It was like anything else. It starts off slow and then it spreads like wildfireRead MoreThe American Dream : Who Are You?1396 Words   |  6 Pagesa question many people struggle with, as Identity is key in today’s society. Knowing who you are, what you identify as, or your ancestral lineage speaks volumes about how an individual will be treated due to public perception. For example, America is a growing world power that has strong social, economic and political influence on the world stage. It is this status symbol that many Americans identify with, irrespective of race, gender or sexual orientation. Identifying as American citizen createsRead More Arab and Muslims and Stereotypical labels in Movies1047 Words   |  4 PagesMovies are something that people of all color, religion and race watch. Directors of movies have a big influence in the way they portray certain kind of people in films. It is obvious that these people have a motive in bringing down a certain race or religion from the many accounts we see. Arab and Muslims have been given stereotypical labels and have been looked upon as the monster for many years even before the September 11th attacks. Film after film you see many incidents were there is someone

Success of the New Deal Essay - 1267 Words

Success of the New Deal During 1929 many people invested in the stock market, this led to the stock becoming less and less valuable, this eventually led to the Wall Street Crash. The current Republican President, Herbert Clark Hoover was not seen to be doing enough so he was succeeded By President Franklin Delano Roosevelt (FDR) , who would end the depression with his New Deal. Roosevelt holds the unique distinction of being elected four times by the people of America. Roosevelts place in American history has been fixed due to the New Deal but also because he rose to the highest position in Americadespite having a crippling cardiovascular illness. In his first 100 days he passed masses of laws†¦show more content†¦By 1941 the New Deal had both its successes and its failures. FDR poured tax payers money to reverse the spiral of depression, which was known as pump priming. He had used the alphabet agencies to use get the skilled and unskilled unemployed workforce to work on federal funded projects . The Public Works administration (PWA) built roads, bridges hospitals and schools. This was intended to give the workforce more money so they could spend more if they spent more there would be more demand for products and so more jobs, and therefore the government would recoup their losses in the added tax, so the economy would recover. This was successful as it helped the economy to recover and it also built much needed public services. The Tennessee valley authority did help farmers by regenerating the dustbowl. The Dustbowl was regenerated by building hydro-electric power stations; using flood control for soil conservation, the federal government paid subsidies to farmers who left land fallow or planted crops that put nitrogen back into the soil. The federal government also financed research into soil conservation The Agricultural Adjustment Act paid farmers to limit the amount of crops they grew or destroy some they already had. The federal government bought farmShow MoreRelate dThe Success of the New Deal Essay1219 Words   |  5 PagesThe Success of the New Deal In 1932 the citizens of the USA were eager to see Herbert Hoover out of office. From the start of The Wall Street crash (1929), President Hoover had done next to nothing to try and counter the Depression following. He and the republicans argued that Economy went in cycles of bust and boom. He kept insisting, Prosperity is just around the corner. This gave the Democratic Party, led by Franklin Delano Roosevelt, a great chance to attackRead MoreEssay on The Success of the New Deal811 Words   |  4 PagesThe Success of the New Deal Was the New Deal a success? The new deal was a success felt by many Americans, there was prosperity and for the first time hope for a better future. There were a lot of successes in the new deal, unemployment being one of the biggest, was brought down from nearly 13 million to just under 8 million. Millions of long-term jobs were created using alphabet agencies. For the first time in American history a welfare state was introducedRead MoreEssay on The Success and Failure of the New Deal747 Words   |  3 PagesThe New Deal The United States encountered many ordeals during the Great Depression (1929-1939). Poverty, unemployment and despair clouded the â€Å"American Dream† and intensified the urgency for solutions to address and control the nationwide damage. President Franklin Roosevelt proposed the New Deal to detoxify the nation of its suffering. 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While the immediate success of Roosevelt’s New Deal in mitigating the effects of the Great Depression is debatable, it’s long lasting impact on American government is still felt todayRead MoreThe Success of the New Deal in Solving the Problems Caused by the Great Depression724 Words   |  3 PagesThe Success of the New Deal in Solving the Problems Caused by the Great Depression Introduction- In the late 1920’s and early 1930’s the whole of America was in a deep depression and was in desperate need of help. When Franklin D Roosevelt was elected president of USA he came up with the plan of â€Å"the new deal† this was a planned guideline to regenerate money and the high standards of living the Americans once had not so long ago. He introduced 5 major organisations toRead MoreTo What Extent Was The New Deal A Success? What Were Its Successes And Failures?1682 Words   |  7 PagesSmitkumar Patel US History – 2 Professor Ojserkis 1 May 2017 To what extent was the New Deal a success? What were its successes and failures? The new deal was many programs issued by the US government to help the economy after the stock market crash of 1929. The new deal was issued because of the great depression and the new deal was a way to get out of the great depression. The great depression began in August 1929 and it lasted for about 10 years. â€Å"The Great Depression lasted from 1929 to 1939Read MoreThe New Deal : A Success At Tackling The American Economic And Social Problems During The 1930 S1226 Words   |  5 Pages1939, America was set with new government programs established by President Franklin Delano Roosevelt. Within Roosevelt’s first Hundred Days, he established a plan that would bring America out of crisis. This program was called, The New Deal, and had three goals: relief, recovery, and reform. This goals, the 3 R’s were short-ran goals for relief and immediate recovery, as well as, long-term goals for permanent recovery and reform. Ultimately, the main goal of the New Deal was to br ing America out ofRead MoreThe Great Depression Of The United States1299 Words   |  6 PagesBecause of this, he created the New Deal, which was when lots of laws and programs were passed in order to help reform, relief, and recover from the Depression. The New Deal in America was a success because of FDR’s efforts.. The New Deal was a success in America because it brought relief to many Americans. An example of relief is shown in Document 1, a quote about how the NYA helped boost family incomes and allowed children to stay in school. Document 1 supports success because children could attendRead MoreThe New Deal Essay1253 Words   |  6 PagesThe New Deal The New Deal had three aims Relief, which was to help with unemployment, Recovery to rebuild the economy and to return USA to the 1920s economic boom. The New Deal was not a complete success, but it did prevent things from getting worse, it dealt with unemployment in a way. One of the aims of the New Deal was to provide Relief; I am going to assess the successes and failures of this aim. The role of the FERA, they were kind of a success because theyRead MorePresident Franklin D. Roosevelts New Deal and Unemployment1355 Words   |  6 Pages The New Deal was President Franklin D. Roosevelt’s legislative agenda for rescuing the United States from the Great Depression. The Great depression is widely believed to have been caused by the instability of the stock market in the 1920’s, due to a rising number of ‘speculators’. On October 29, 1929, the crash of the U.S. stock market triggered a worldwide financial crisis. In 1929-1933, unemployment in the U.S. soared from 3 percent of the workforce to 25 percent,

Introduction Risk Management And Insurance-Myassignmenthelp.Com

Question: Discuss About The Introduction Risk Management And Insurance? Answer: Introducation Based in Wollongong, STP Company specializes in cabinet making. Recently STP has expanded to office premises in Sydney, Bathurst and Lithgow. The company have in place a state of the art computerised manufacturing facility to produce a wide range of cupboard and drawer fronts that come with varied styles and colors. Their new equipment allow them to produce new fronts much quicker. Cupboard and drawer fronts come complete with fixings and handles so that that can easily be fixed by technicians. STP is also currently considering having vans carrying samples of their product and staffed by people who can install the products. Existing Information System STP has outgrown their current office arrangements. They also do not have customer accounting as customers pay cash on ordering. Since, STP has recently expanded, they are receiving a lot of enquiry from builders, developers and clients and need to implement customer accounts. STP is also using an outdated stock control system which manages only small stock. Communication between branches is limited and not streamlined. STP is also using standard office software on standalone machines in each location which are not fit to handle all their information requirements. STP does not have formal business processes and relies on casual operations between builders and clients. There is no effective customers management software and customers keep ringing to check their orders and are sometimes fed with invalid information due to a limited stock control system. There are no means for STP management to generate reports from existing business procedures. Challenges of Existing System The current existing has challenges including the following: Lack of process integration Does not keep record of customer data and information Lack of up-to-date information for both staff and clients The existing system has no capacity to generate management reports Proposed Information Systems and BPR As a result of the challenges with the current systems at STP, it is important to install new procedures by performing business process re-engineering in order to re-align business operations with objectives of the business. It is also important to ensure that information in all branches is streamlined and can be accessed real-time so that customers can get the right information and for workers to access the right information. It is crucial to implement tools and technologies for ensure that all business softwares are integrated together for efficiency and effectiveness such as an enterprise resource planning (ERP) application. STP also needs to install a methodology to help engage their customers such as a customer relationship management (CRM) software. Project Scope This project will include all the branches of STP including the headquarter offices in Wollongong and new branches in Sydney, Bathurst and Lithgow as well as focus on future expansion for STP. Project Goal The goal of this project is to help STP achieve their strategic goals by doing the following Implementing effective procedures through business process re-engineering (BPR) Installing a customer relationship management solution in order to be able to create and maintain customer accounts Implement an enterprise resource planning software solution in order to integrate business systems Install data and information security procedures in order to ensure data security Establish hardware and software acquisition and management procedures. Project Strategic Alignment Strategic alignment involves the process of making business operations parallel to business objectives for efficiency and productivity (Advance Business Consulting, 2009). Thus, if routine business operations match an organizations goals, there results the achievement of objectives and productivity. STP strategic goals include having an updated stock control system, access to updated information and have effective business processes. Implementing an integrated system, a customer relationship management and performing business process engineering will help the business attain its strategic goals. Benefits of the Project for STP The proposed business solutions will help the business achieve the following benefits Implement effective business procedures to enable operation efficiency and productivity System integration solutions will ensure data is centralized and updates and users can access updated information from all the company branches Customer accounts will help STP to improve on customer experience and better engage with customers Increased customer base with retention of existing customers and additional of prospective clients Cost savings from better managed and operated procedures Network Security For a business to successfully manage its operations, it requires the setting up of a network that include all the computing devices, technologies, tools and more to allow information sharing and enhanced collaboration (Cisco, 2017).it is therefore crucial to ensure that an organizations network is secured from un-authorized persons and systems in order to protect company data and information. There are many procedures that STP can use to implement the network security for the systems. Securing Data Data security involves protective measures used to stop illegal access to databases, network websites and other systems (Techopedia, 2017). Securing data is a very important for STP in order to ensure business continuity. Data security also information security measures will therefore protect data for ATP from theft, deletion or corruption. Technologies to ensure data security include technologies include data backup, data erasure, encryption techniques(Techopedia, 2017). One of the major data security technique is encryption which involves encrypting digital data for hardware, software, hard disks and other computing devices in order to prevent access from hackers and illegal users(Sawle Baraskar, 2016). Data security can comprise of the following; Data confidentiality will guarantee that data access will only be for approved company staff through data security policies and procedures Data integrity will ensure that STP only works with accurate and valid data and that it if secure from manipulations of any Data availability will ensure that all the information STP need to perform operations is accessible System authentication will confirm that employees have been approved as STP staff members System authorization will allow only certified persons to access and work with company data, information and systems Mobile Device Security Advances in technology has enabled the development of mobile computing devices. Mobile devices have become increasingly common and many people are using to do them personal functions as well as they have become a critical tool in many modern organizations (Ayubi, et al., 2016). With features including access to Internet mobile devices are increasingly being used by staff in business organizations to perform operations in a technology referred to as bring your own device (BYOD) (NIST, 2017). As such, in addition to traditional threats such as viruses, worms, malware, and denial of service, for company networks, mobile devices are more susceptible to attacks(Homeland Security, 2017). To ensure the security of mobile devices that can be used in the company, STP requires to implement a framework for mobile device strategy that expounds on analysis, design and actions (Brodin, 2017). It is therefore very vital to ensure mobile device security in order to successfully perform business oper ations. An emerging technology, mobile device management (MDM) is one of the technologies in place to provide a solution to mobile device insecurity challenges (Barthwal, 2016). Mobile device management (MDM) provides organizations with the facility to install, monitor, integrate secure and manage multiple mobile devices such as tablet computers, smartphones, notebooks and personal digital assistants (PDAs)(Barthwal, 2016). STP can therefore implement mobile device management in order to ensure the security of the entire computer network as well as the security for mobile devices. STP can implement mobile security management through the following procedures (Souppaya Scarfone, 2013): Implementing mobile device security policies and procedures Develop mobile devices threats system models Implementing and testing selected mobile device solutions before deploying them Regularly maintaining mobile device security Fully securing all mobile devices before allowing company staff to use them Plan for Software and Hardware Acquisition STP needs to acquire the right hardware and software in order to achieve their strategic objectives. Some of the factors that can influence the type of hardware or software procured include the cost, compatibility, hardware/software support (Stephanie, 2016). Important software and hardware requirements that STP needs in order to achieve their objectives include Enterprise resource planning (ERP) applications these are software solution that integrate business operations so that they can be combined and used together including production, manufacturing, sales and marketing, servicing and more (NetSuite, 2017). For STP ERP will allow system and process integration for increased efficiency. Customer relationship management (CRM) - is software solution that is implemented by businesses to assist with taking in and managing client engagement and interactions for improved customer satisfaction and informed decisions. STP will be able to get a lot of information from CRM and be able to enhance customer orders submission and processing Other integration software solutions implement other applications that work together with recommended softwares for enhanced operations Server Hardware a server is used to serve client requests and for ERP and CRM solutions to work effectively, they need servers for data storage and data management (Dell, 2017) Disk storage devices storage information disks will enable STP to store all information in one central location or single database for easy access (Techopedia, 2017). Business Continuity Planning Business continuity refers to the capability of an organization to continue with its operations even after a calamity or disruptive circumstance (Business Continuity Institute, 2017). At STP, business continuity will allow business processes that will help in identifying probable threats and their influence on business operations and will provide frameworks for developing business flexibility in terms of capacity to have effective responses that enables organizational survival. In order to survive and achieve its objectives therefore, it is crucial that STP creates a business continuity plan. Business continuity planning will help in better responses towards attacks, natural disasters, hacking, hardware failure, software failure and more, all of which focus on ensuring the business sustainability(SANS Institute, 2002). Risk Management A risk is well-defined as an indeterminate condition or event that, if it transpires, can result to either positive or negative effects on project purposes (Hillson, 2004). Risk managementrefers to the process of identifying, assessing and dealing with risks. The focus of risk management is to guaranteethat uncertaintydoes not affect business processes by deflecting business goals (Dorfman, 2009). Risks can result from many situations including threats, improbable financial markets, system failure, and lack of business processes, natural disasters, credit risks, legal liabilities, attacks or nay unpredictable events. To ensure business continuity therefore, it is important for STP to develop a risk management plan. Since STP is heavily dependent on IT systems including a computerized solution to actualize business operations, it would be crucial to plan against IT risks. To effectively handle risks, it would be important for STP to follow the procedures of dealing with risks in an ef ficient manner which including risk identification, risk analysis, responding to risks and risk control according to (Rabechini Monteiro de Carvalho, 2013) Some procedures that can be implemented by STP to ensure business sustainability and continuity include: Data backup and recovery in the event of data loss Insurance premiums for natural disasters Adopting new technologies that are geared to improve business productivity Conclusion The digital shift has transformed life as well as the working environment. New technologies including cloud computing which is the access of software and services over the Internet, Bring your device (BYOD), which allows employees to work using personal mobile devices and the Internet of Things (IoT) which focuses on connecting objects together for collaboration are some of the newest technologies changing the work environment. Thus, to gain and maximize on a competitive advantage, it is important for business organizations to adopt information technology developments. Recommendations Computerized information systems are beneficial for businesses as they enable better transaction recording, improved management reporting, enhanced decision making and expert capabilities. As a result, they improve business operations efficiency and improve on productivity and boost continuity. The information systems manager therefore recommend that STP deploys the software and hardware systems discussed in the paper in order to accommodate the recently experienced changes including expansion through new branches, to improve on business operations, increase productivity and maximize business continuity. These recommendations include: References Advance Business Consulting, 2009. What is Strategic Alignment?. [Online] Available at: https://www.advancebusinessconsulting.com/advance!/strategic-alignment.aspx [Accessed 5 October 2017]. Ayubi, S. et al., 2016. A Mobile App Development Guideline for Hospital Settings: Maximizing the Use of and Minimizing the Security Risks of "Bring Your Own Devices" Policies. JMIR mHealth and uHealth, 4(2). Barthwal, D., 2016. Mobile Device Management (MDM) in Organizations. s.l.:Eastern Institute of Technology . Brodin, M., 2017. Mobile Device Strategy: From a Management Point of View. Journal of Mobile Technologies, Knowledge and Society , 2017(1), pp. 2-3. Business Continuity Institute, 2017. What is business continuity?. [Online] Available at: https://www.thebci.org/index.php/resources/what-is-business-continuity [Accessed 8 October 2017]. Cisco, 2017. Ten Tips for Making Your Business management More Efficient. [Online] Available at: https://www.cisco.com/c/en/us/solutions/small-business/resource-center/be-more-productive/business-efficiency-tips.html [Accessed 6 October 2017]. Dell, 2017. What is a server?. [Online] Available at: https://www.dell.com/downloads/us/bsd/What_Is_a_Server.pdf [Accessed 28 September 2017]. Dictionary, B., 2017. Business Dictionary. [Online] Available at: https://www.businessdictionary.com/definition/strategic-alignment.html [Accessed 28 September 2017]. Dorfman, M., 2009. Introduction to Risk Management and Insurance. 9th ed. Prentice Hal: s.n. Hillson, D., 2004. Effective opportunity management for projects : Exploiting positive risk.. New York: Marcel Dekker. Homeland Security, 2017. Study on Mobile Device Security. [Online] Available at: https://www.dhs.gov/sites/default/files/publications/DHS%20Study%20on%20Mobile%20Device%20Security%20-%20April%202017-FINAL.pdf [Accessed 4 October 2017]. NetSuite, 2017. Net Suite. [Online] Available at: https://www.netsuite.com/portal/products/erp.shtml [Accessed 28 September 2017]. NIST, 2017. Mobile Device Security. [Online] Available at: https://nccoe.nist.gov/projects/building-blocks/mobile-device-security [Accessed 4 October 2017]. Rabechini, R. Monteiro de Carvalho, M., 2013. Understanding the Impact of Project Risk Management on Project Performance: an Empirical Study. Journal of Technology, Management Innovation, 8(Special Issue - ALTECH), pp. 68 - 70. SANS Institute, 2002. Introduction to Business Continuity Planning. [Online] Available at: https://www.sans.org/reading-room/whitepapers/recovery/introduction-business-continuity-planning-559 [Accessed 8 October 2017]. Sawle, P. Baraskar, T., 2016. Survey on Data Classification and Data Encryption Techniques Used in Cloud Computing. International Journal of Computer Applications (0975 8887), 135(12), pp. 35-40. Souppaya, M. Scarfone, K., 2013. NIST : Guidelines for psychology the Security of Mobile Devices in the Enterprise. [Online] Available at: https://nvlpubs.nist.gov/nistpubs/SpecialPublications/NIST.SP.800-124r1.pdf [Accessed 6 October 2017]. Stephanie, 2016. The 3 most important factors when buying computer software and hardware. [Online] Available at: https://www.myitpros.com/myitpros-blog/the-3-most-important-factors-when-purchasing-computer-hardware-and-software [Accessed 4 October 2017]. Techopedia, 2017. Storage device. [Online] Available at: https://www.techopedia.com/definition/1119/storage-device [Accessed 28 September 2017]. Techopedia, 2017. Techopedia. [Online] Available at: https://www.techopedia.com/definition/26464/data-security [Accessed 5 October 2017].

Case Study of Bank One free essay sample

The report is expected to be between 10 to 15 pages excluding table of content, introduction and appendix. The content includes two parts: A. 1 Page summary of the case Summary significantly longer than 1 page will lead to grade reduction. B. One of the following question set Group 1, 3, 5, 7, 9 – Question set 1 Group 2, 4, 6, 8, 10 – Question set 2 QUESTION SET 1 If Banc One wanted to manage its interest rate exposure without using swaps, what could it do? Specifically, how could it move from being asset-sensitive to either neutral or mildly liability-sensitive without using swaps? What are the pros and cons of using swaps vs. these other means of adjusting the banks interest rate sensitivity? What impact do they have on the banks interest rate sensitivity, liquidity, accounting ratios, and capital ratios? QUESTION SET 2 What is the structure of asset and liability of Banc One and its implication for interest rate risk? What is the role of ALCO in asset and liability management process? Discuss the dilemma that Banc One’s management faced in dealing with the bank’s falling stock price. We will write a custom essay sample on Case Study of Bank One or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page What are the possible solutions to solve their problem presented in the Case? What is your opinion about these solutions? 3. AUTHENTICATION Please honor the academic integrity code by ensuring the authentication of the work. Failure to do so will lead to significant reduction of your grade. 4. PEER ASSESSMENT There will be a peer assessment for the project. Each member will fill out an assessment for yourself and other members in your group. Your grade will be calculated = 80% project grade + 20% peer assessment + bonus (if eligible) Please see email for direction to receive bonus on the project.